Knowledge sharing: Difference between Charge Card and Credit Card

Hello, previous day I learned something from friends and internet where the areas I got confused for a long time. That is :

1) Charge card (AMEX) will have unlimited credit so you have to ensure the ability to repay at the end of the day. However, credit card has certain limit for their customers therefore it will limit your debt threshold.

2) Charge card has to repay the amount in full and there is no room for you to make installment repayment. As for credit card, you can slowly pay off your debt by installment but subject to the interest imposed on the amount you incurred.

Therefore, think properly before you use any card.